Turn ₹12,000 a Month into ₹2 Crore, The Magic of Long-Term SIP

Written by: Viraj

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Edited By:

Shyambhavi

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SIP: We all have such a dream in our lives good education for children, a great retirement, a lovely home of our own and never having to worry about money in life. But when it comes to an amount like Rs 4 crore, we think that it is only possible for the rich.

Small investments, big benefits with SIP

Turn ₹12,000 a Month into ₹2 Crore, The Magic of Long-Term SIP

If you start saving a little money every month and investing it smartly, then this amount gradually becomes bigger. The 12-12-25 formula of SIP, i.e. Systematic Investment Plan, can take you on this path. This means that investing ₹ 12,000 every month, with an expected return of 12% per annum for 25 years, and in the end, you can create a big fund, which can reach around ₹ 2 crore.

The magic of starting early

This math sounds simple, and it is that simple, provided you give time to investing and maintain regularity. The beauty of SIP is that you can achieve big financial goals by starting with a small amount. The sooner you start, the more time your money will have to grow. And if you increase the time or add a little more money, this fund can reach up to ₹4 crore.

Relief from worrying about future expenses

Turn ₹12,000 a Month into ₹2 Crore, The Magic of Long-Term SIP

Today when everything is getting expensive and future needs are increasing, it has become very important to strengthen your financial planning. SIP gives you a way in which there is a possibility of getting great returns in the long term at low risk. It is not just an investment, but a means to fulfill your dreams.

Disclaimer: This article is written for general information and educational purposes only. Before investing, do consult your financial advisor, as the market is subject to risks.

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